Financing

Remodel now, pay monthly. See your real rate in about 60 seconds.

Not sure how a bathroom remodel fits your budget? You can check your options in about a minute. It's a soft credit check, so it won't affect your credit score, it's $0 to apply, and there's no obligation. You just see real numbers from real lenders before you decide anything.

60-second check

Answer a few quick questions and see the offers you pre-qualify for in about a minute.

No credit-score impact

Pre-qualifying is a soft pull. Checking your rate never touches your credit score.

$0 to apply, no obligation

It costs nothing to see your options, and you're never committed to taking a loan.

Funds in 1 to 5 days

If you decide to move forward, most loans fund within one to five business days.

Pay over time

Rather spread the project into fixed monthly payments? You can finance it through Acorn. Checking your rate takes about a minute, it's a soft credit check with no impact to your credit score, and it's $0 to apply.

Checking your rate is a soft pull that won't affect your score. A full (hard) credit check happens only if you decide to move forward with a loan.

Check my rate

How it works

  1. Check your rate. About 60 seconds, a soft credit pull, with no impact on your score. A full credit check happens only later, and only if you accept a loan.
  2. Compare real offers from multiple lenders through Acorn, and pick the one that fits.
  3. Get funded. Most loans fund in 1 to 5 business days, and we get to work on your bathroom.

Straight talk on financing

We're a remodeler, not a lender, so here's exactly how ours works, in plain language. You'll see a lot of "0% for 12 months" offers in this business, and they can be a good deal if you clear the full balance before the promo ends. But many of these are "deferred interest," not true 0%: the interest quietly accrues from day one, and if you don't pay in full in time, it can all be charged retroactively at the standard rate, often 25% to 30% or more. We'd rather show you a real fixed rate up front, with no deadline hanging over you:

  • APR from 6.99% to 36%, fixed. The rate you're offered depends on your credit.
  • $2,000 to $100,000 in financing, plenty for anything from a simple refresh to a high-end, down-to-the-studs custom bathroom.
  • Fixed monthly payments with no prepayment penalty, so you can pay it off early anytime with no fee.
  • Soft-pull pre-qualification, so you see your real rate before any hard credit check.
  • $0 to apply, and no cost or markup added to your project for using it.

Acorn is a financing marketplace: one soft pull shops multiple lenders and shows you the best real offer you qualify for. We don't sell you a loan; it simply helps you find your best real rate.

Paying cash or using a HELOC? Perfectly good options, and a lot of our San Diego clients do exactly that. Financing is simply here if you'd rather keep your cash liquid and spread the project out over time.

See your monthly payment

Check your rate in about 60 seconds: no credit-score impact to check, $0 to apply, no obligation.